Unrate.ca empowers Canadians to make smarter mortgage decisions by delivering transparent, unbiased rate comparisons and expert guidance—without the fine print, pressure, or pointless jargon.

We’ll never sell you something we wouldn’t take ourselves
At Unrate, we believe that getting a mortgage shouldn’t feel like decoding a bank brochure or playing poker with a lender. We’re here to change that.

Unrate is a Tridac mortgage team.
When you work with Unrate, you’re not just getting smart tools—you’re backed by a team of licensed mortgage agents under the leadership of Principal Broker Chris Molder, one of Toronto’s most respected names in independent mortgage advice.
Meet our team
When you work with Unrate, you’re not just getting smart tools—you’re backed by a team of licensed mortgage agents.

Chris Molder
Principal Broker
Lic# M08010066

Kris Bruynson
Mortgage Agent Level 1
Lic# M24002437
We’ve worked with some of the best lenders.







