Rating: 5 out of 5.

1,000+ happy clients

The online application process at Unrate is streamlined and user-friendly, allowing for an easy and efficient mortgage experience.

Unrate connects clients with over 30 lenders, ensuring access to competitive mortgage rates and significant savings.

Unrate’s commitment to transparency and community involvement sets it apart from traditional banks, offering personalized support and no hidden fees.

💰 Mortgage hot takes
📊 Weekly money polls
🏠 Half baked real estate ideas
✉️ One email a week, probably…

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Securing favourable mortgage rates can lead to significant savings and a more economical home purchase. At Unrate, we recognize the importance of this factor and have established a system that effectively bargains with over 30 lenders to secure the most advantageous mortgage rates for our clients. Our extensive network grants us access to competitive rates not often available from conventional banks, allowing you to conserve money with reduced monthly payments.

Katie Carter profile pictureKatie Carter

23:24 09 Dec 24
Dedicated to finding the best rates and term for us. I was confident that Unrate had my best interest in mind. Highly recommend.

W- Ols- profile pictureW- Ols-

14:48 09 Dec 24
Communication and quality of service are top notch. I came to Unrate with a complicated scenario and they found me a better rate and product than I expected, after presenting me with an array of options and answering my endless questions. A pleasure to work with.

Nancy Bruynson profile pictureNancy Bruynson

00:35 09 Dec 24
Very knowledgeable and professional. Helped us sort through the options available and lowered our stress level immensely. Great to work with! Genuinely dedicated to his clients.

KRISTINE BRUYNSON profile pictureKRISTINE BRUYNSON

22:56 08 Dec 24
Great customer service. Walked me through the whole process. Definitely recommend! 🙂

There are many factors that go into getting you approved for a mortgage like credit score, income, and downpayment. We combine all of these factors to get you the lowest mortgage rate possible.

  • Send us your information like income and downpayment
  • We’ll find the right mortgage for your credit profile
  • That’s it! We will send you some options for you to choose from

Our top priority is making sure you’re thrilled with your mortgage—because nothing says happiness like signing up for decades of payments. That’s why our clients keep coming back. We find them the lowest rates possible, so they can afford both a home and a coffee maker to go in it.

  • 50+ clients served this year
  • 240m+ in mortgages

“With mortgage rates coming down and housing inventory high, it’s never been a better time to buy a house.”

Kris Bruynson

Mortgage Agent I, Tridac Mortgage

Across the nation, borrowers have embraced Unrate for its outstanding service that combines professionalism, honesty, and diligence. This exceptional approach has cultivated an excellent reputation for us as evidenced by our high rating of 4.5 from over 1,100 reviews. Customers frequently praise our informed and prompt customer support team who strive to deliver a frictionless mortgage experience.